Talking Mortgages & Deposits

*This is a collaborative post* Dave and I have been homeowners for 6 and a half years now.  We first started to look at buying a house together when we were about 27.  We had rented for a year or so to test things out and decided we were good to go, we could cope with living with each other and we knew we were in it for the long haul.  We didn’t want to keep pouring our hard earned cash into someone else’s pockets whilst renting a property and both of us had been brought up with the expectation that we would own our own homes.  Of course things are very different now to when our parents were first buying (aside from the fact you could buy a house for about £20k back then!)  The biggest stumbling block for most young couples now when it comes to getting onto…

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