New Parent Worries

*Commissioned post*

Being a parent comes with a side order of worry as standard.  From the simple things like worrying that you won’t know how to change a nappy properly or how to fasten the car seat, to the much bigger fears about how you will afford everything, if you will make the right decisions about how to bring up your child, or that your partner or child will die in a freak accident.  I say this knowing that I have worried about each and every one of these at some point in the last 9 years and continue to do so (not the nappy thing though – I’ve nailed that!)

I remember being pregnant with Ben and worrying that I wouldn’t know when to feed him, that I wouldn’t be able to understand what he needed, that I wouldn’t be able to get him to sleep.  People always say that you get to know your baby’s cries – I just couldn’t see how that would work – a crying baby is a crying baby right?  No, of course not.  Of course I learned to differentiate between Ben’s cries, I learned to know when he was tired, to know when he was hungry.  I kept him alive and happy.  My worries were unfounded.

Sleeping baby

Knowing that those worries were unfounded of course didn’t stop me finding new things to worry about – Ben was born around the time that swine flu was rife and I was always worried about him catching it from well-meaning people touching him in his pram (I still don’t understand why strangers feel the need to do that) and I once spent several hours in the middle of the night convinced that I was dying from swine flu myself when actually I just had mastitis – things seem so much worse in the hours of darkness don’t they!?

I’m not a naturally anxious person, I tend to be fairly confident that I will just get on with whatever life throws at me but when you are suddenly responsible for sustaining the life of a tiny person, you do start to see the world differently.  The biggest worry for me, and one which I went through phases of struggling with each time I had a newborn, was that Dave was going to die driving home from work.  He has a fairly significant daily commute which means he spends a couple of hours a day on the road.  If I didn’t hear from him first thing in the morning I would convince myself something had happened and he hadn’t made it to work.  If he was later home than I would have expected I would start to panic – and of course once I had the idea in my head I didn’t seem to be able to just brush it off, I would mentally follow it out to it’s full conclusion.  How the hell would I cope with the kids on my own?  What would I do without him?

I don’t think I really spoke to anyone about this deep rooted fear that I would lose Dave or the kids, and it’s not really something anyone warns you about, however recent research commissioned by the Post Office indicates that it is a top concern for around a third of new parents.

There is little you can do to prevent an accident or illness but the Post Office do offer peace of mind through their Free Parent Life Cover – a completely free product which offers parents Life Insurance to the value of £15,000 per child for one year.  Both parents are able to use this product each time they have a child up to a limit of 8 children and can take advantage of the offer up until their child’s 4th birthday.  So, for example, if you’ve three children under four and two parents take out a policy, you’ll get £45,000 of cover each free for a year. And if two parents have the maximum eight children and each take out a policy, that’s £120,000 of cover each.  Hopefully it’s not something you’ll ever need but it’s nice to know it’s there right?

What did you worry about as a new parent?

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15 Comments

  1. Kerri-Ann
    May 11, 2018 / 7:48 am

    Oh wow i wish I’d known about this his sooner. Great cover but seriously do people not have life insurance as soon as a child is born? Apart from naming him it was one of our priorities as well as caring for him of course. I’m a safety girl x

    • Colette
      Author
      May 11, 2018 / 9:16 am

      Yes I wish I’d known about it sooner too. You know I don’t think it actually occurred to us – we have cover with the mortgage and Dave does through work but I don’t think I actually do . . . something to look into.

  2. May 11, 2018 / 8:50 am

    I feel you with the anxiety stuff, I have the same thing with the freak accidents it’s so awful! I had no idea life insurance was a thing for children! X

    • Colette
      Author
      May 11, 2018 / 9:18 am

      The life insurance is for the parents so that the children are the beneficiaries if anything happens to the parents.

  3. May 11, 2018 / 9:02 am

    I worried about so much! I think the lack of sleep as a new parent makes your worries seem even worse! Looking back now some of them were so silly!

    • Colette
      Author
      May 11, 2018 / 9:14 am

      Yes I think you’re right – you’re so much more sensitive to everything when you’re tired!

  4. May 11, 2018 / 1:00 pm

    What a really good idea this is. I am pretty rubbish when it comes to any form of insurance x

  5. May 22, 2018 / 9:03 am

    when I had my first baby I worried about everything! then when the second and third came along I didn’t worry about anything LOL #TriedTested

  6. May 22, 2018 / 10:00 am

    Life cover is a must with a young family just for peace of mind #TriedTested

  7. May 22, 2018 / 10:09 am

    I came across this when L was a baby and signed up for it – your post has reminded me that it has probably expired now that he’s 2 and we should think about some other form of cover. It’s hard having to think about such things but the alternative to not sorting it is unbearable (my husband is self-employed with no pension or savings and I’m not working). I need to rebook an appt with our friendly post office advisor because at the time they weren’t doing life cover that included critical illness but now they do.

  8. May 22, 2018 / 10:23 am

    We do worry so much when we have children. I thought it would be easier when the kids were older but you just find new things to worry about. Life insurance is one way to ease your mind a little.

  9. May 29, 2018 / 8:59 am

    Anxiety really was a big issue when my daughter was tiny, it was awful on a night. The silliest of things now I look back!

  10. Karen Beddow
    June 4, 2018 / 10:42 am

    This looks like a really good deal, anxiety can be awful when you become a parent!

  11. June 4, 2018 / 12:28 pm

    Cover is so important you never know what is around the corner

  12. June 19, 2018 / 2:08 pm

    This sounds like a good deal! We both have life insurance cover for peace of mind #triedtested

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